Home Contact About Us Real Life Mortgage Solutions
 

 

Home
Understanding Credit
Loan Options
Pre-Qualify

Background

 

Throughout the years, we’ve earned the trust and confidence of numerous borrowers, along with their accountants, attorneys, financial planners and realtors. With more than 30 years of experience in the mortgage and financial services industry, we always treat each individual with the respect and attention they deserve. We strive to offer real life sensible mortgage solutions for our customers.

Most of our clients come from personal and professional referrals (Please visit our "Testimonials" page). Traditionally, people who offer services like ours spend 90 percent of their time seeking new clients and 10 percent helping their clients. We have always made it a practice to spend 90 percent of our time helping clients, and only 10 percent finding new ones. 

Times Have Changed

 

Times have changed, and so have your Mortgage Options. We offer hundreds of loan programs for Purchases and Refinances for all credit profiles and loan sizes. For purchases, we offer Low Down Payment programs for qualified borrowers. We can help those with good credit, bad credit, no credit.  For the qualified self-employed borrower, we offer Reduced Documentation loan programs. Loan types vary from Conventional Fixed Rate loans to Adjustable Rate Mortgages with Interest Only Payment options, as well as FHA loans, Construction Loans and Commercial Property Loans.

 

We provide custom mortgage solutions to accommodate virtually any home financing need.

We specialize in providing mortgage counseling and services to Men and Women in Transition,

those who face the challenges of rebuilding their lives after separation, divorce and widowhood.

Contact Information

Please call or send us an email to request a free consultation and home

financing analysis. Evening and weekend appointments are available to accommodate

all schedules. We can also work with out-of-state customers via fax, email and

overnight mail. Call today and ask for Valerie Messina or Carolyn Messina.

 

Valerie Messina: 973-768-8094
Carolyn Messina: 201-247-3887
Fax: 866-778-9602
 
Mailing Address for Valerie & Carolyn Messina: 
           P.O. Box 11226, Fairfield, NJ 07004
        

Valerie Messina: valeriemessina2005@yahoo.com

Carolyn Messina: carolynmessina@yahoo.com

 

 

 

 

 

Understanding Your Credit   Loan Options Pre-Qualify for a Loan

About Us Mortgage Application Organizer

Home

 
Valerie Messina, Licensed Mortgage Banker, Carolyn Messina, Certified Mortgage Specialist
Valerie Messina: 973-768-8094; valeriemessina2005@yahoo,com
Carolyn Messina: 201-247-3887; carolynmessina@yahoo.com
 

This web site is maintained by CJM Consulting Services, LLC, P.O. Box 11226, Fairfield, NJ 07004. MessinaMortgageInfo is not a Mortgage Broker or Mortgage Banker.  This web site was created by Carolyn and Valerie Messina to provide general information on mortgage products and services.

 

Copyright © 2004 MessinaMortgageInfo.com - Last modified: 06/29/08