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All homebuyers share one thing in common: they need an experienced mortgage advisor. Whether your are a first-time homebuyer, or purchasing a vacation home or investment property, you need a mortgage advisor that is going to provide you with comprehensive, expert guidance to ensure that you are matched with the loan program that is best suited to your financial and lifestyle requirements, regardless of previous credit history. Valerie Messina & Carolyn Messina provide custom mortgage solutions to accommodate virtually any residential or commercial financing need. The benefits to you and your clients is more than 35 years of experience and the personalized service we offer. Valerie L. Messina, a Licensed Mortgage Banker, has 30 years of experience in banking and financial services. She works directly with the consumer to analyze their credit, assets and income in order to determine the appropriate mortgage program for their needs. Valerie also recruits, trains and supervises her sales team which is comprised of registered loan solicitors. The majority of her clients come as referrals from Financial Planners, CPAs, Attorneys, Realtors and former borrowers. Valerie is currently an active member of the Professional Business Builders of Livingston. Previously, she was a New Jersey State Trustee for the Sons of Italy Grand Council, as well as a Director on the New Jersey State Board of the International Association of Financial Planners (IAFP). Carolyn J. Messina, a Certified Mortgage Specialist, is responsible for new business development, with a primary focus on working with Realtors to find homes for their mutual clients. She joined Valerie as her associate in 2003 and also assists clients in determining their mortgage needs and qualifying them for refinance and purchase mortgages. Carolyn's prior experience includes 12 years as a Public Relations and Media Specialist working for several New York & New Jersey public relations and marketing firms where she managed a variety of real estate and finance clients. In addition to graduating Cum Laude from William Paterson University, she earned her Certified Mortgage Specialist (CMS) certification from the Capstone Institute of Mortgage Finance. Carolyn is currently a member of WEXNET, a social networking group for NJ professional women. WEXNET is a strong supporter of women-related organizations, such as Shelter Our Sisters, whose mission is to assist women and children who are victims of domestic violence. Valerie and Carolyn are both supporters of the Women's Fund of New Jersey, a non-profit organization that is dedicated to raising funds for its member organizations that benefit women and girls in New Jersey. About Jacob Dean Mortgage, Inc. At Jacob Dean Mortgage, we realize that every customer has a different combination of assets, limitations and dreams. Our responsibility is to understand each client's unique needs so we can formulate the perfect home financing solution.
Whatever your financial situation.... whatever your credit score.... we will help you make the right decision to achieve your goals. We work with the leading lenders in the industry so you can get the best rate and terms on the loan you need, based on your individual situation. These programs include FHA Government-Insured Loans, Jumbo Loans, Fixed Rate Mortgages, Interest Only Mortgages, Adjustable Rate Mortgages, Construction Loans, and so much more.
Jacob Dean Mortgage is currently licensed to lend in 24 states: CA, CT, DC, DE, FL, GA, IN, KS, MA, MD, ME, MO, NC, NH, NJ, NY, OH, PA, SC, TN, VA & WV. Please visit www.JacobDeanMortgage.net for complete licensing info. |
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♦ Understanding Your Credit ♦ Loan Options ♦ Pre-Qualify for a Loan ♦ About Us ♦ Mortgage Application Organizer ♦ Links
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Valerie Messina,
Licensed Mortgage Banker