Background

Throughout the years, we’ve earned the trust and confidence of numerous borrowers, along with their accountants, attorneys, financial planners and realtors. With more than 30 years of experience in the mortgage and financial services industry, we always treat each individual with the respect and attention they deserve. We strive to offer real life sensible mortgage solutions for our customers.

Most of our clients come from personal and professional referrals (Please visit our "Testimonials" page). Traditionally, people who offer services like ours spend 90 percent of their time seeking new clients and 10 percent helping their clients. We have always made it a practice to spend 90 percent of our time helping clients, and only 10 percent finding new ones. 

Times Have Changed

Times have changed, and so have your Mortgage Options. We offer hundreds of loan programs for Purchases, Refinances and Home Equity Financing for all credit profiles and loan sizes. For purchases, we offer No Down Payment/100% Financing for qualified borrowers. We can  help those with good credit, bad credit, no credit.  For those customers, especially the self-employed borrower or business owner, who are unable to provide (or simply do not want to disclose) tax returns, pay-stubs and bank statements, we offer No Income - No Asset - No Employment Verification processing. Loan types vary

from Conventional Fixed Rate loans to Adjustable Rate Mortgages with Interest Only Payment options, as well as FHA loans, Construction Loans and Commercial Property Loans.

We provide custom mortgage solutions to accommodate virtually any home financing need.

We specialize in providing mortgage counseling and services to Men and Women in Transition,

those who face the challenges of rebuilding their lives after separation, divorce and widowhood.

Contact Information

Please call or send us an email to request a free consultation and home

financing analysis. Evening and weekend appointments are available to accommodate

all schedules. We can also work with out-of-state customers via fax, email and

overnight mail. Call today and ask for Valerie Messina or Carolyn Messina.

Millenia Mortgage, Inc:

Office:  91 Clinton Road, Suite 2D, Fairfield, NJ 07004

 

Phone:  973-575-5557 Ext 22: Valerie Messina

                                  Ext 17: Carolyn Messina

Fax: 866-778-9602

 

Mailing Address for Valerie & Carolyn Messina: 

           P.O. Box 11226, Fairfield, NJ 07004

        

Valerie Messina: vmessina@milleniamortgage.net

Carolyn Messina: cmessina@milleniamortgage.net
 

♦ Understanding Your Credit  ♦ Loan Options ♦ Pre-Qualify for a Loan ♦

About Us ♦ Mortgage Application Organizer

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Valerie Messina, Licensed Mortgage Banker, Carolyn Messina, Certified Mortgage Specialist

Phone: 973-575-5557 Fax: 866-778-9602  Email: cmessina@milleniamortgage.net

This web site is maintained by CJM Consulting Services, LLC, P.O. Box 11226, Fairfield, NJ 07004. MessinaMortgageInfo is not a Mortgage Broker or Mortgage Banker.  This web site was created by Carolyn and Valerie Messina to provide general information on the mortgage products and services we provide through Millenia Mortgage, Licensed Mortgage Banker: NJ & PA;  Licensed Mortgage Broker: NY, CT & FL.

Copyright © 2004 MessinaMortgageInfo.com - Last modified: 06/13/07